How We Can Help You
Our team has over 50 years of experience helping people to enjoy a better lifestyle without fear of running out of money.
We passionately believe in the power of Lifestyle Financial Planning to change people’s lives.
How We Do It
There are 6 main stages to your planning:
What’s important to you and how do you want to live?
Our first conversation is free to you and at our expense. This is not about investing or money, it is about what is important to you, how you want to live and how close you are to being able to do so.
Would you retire early or work less if you could? We can show you how.
Do you plan to help your family financially?
We can help you prepare for future expenses such as university fees and house deposits.
What would you do if you could spend more on things you enjoy? We put your lifestyle goals at the centre of your plan to help you achieve them.
Do you want to leave a specific legacy?
We can help you plan ahead.
We contact each provider of your pensions, ISAs etc. to gather detailed information on your behalf. We also perform a detailed analysis of your expenditure now and in the future, taking into account planned future events, ranging from house deposits to education costs for your children and grandchildren.
Building Your Lifestyle Financial Plan
Once we have all the information we build your personal lifestyle financial plan using sophisticated software. This maps out your lifestyle via a series of easy to follow graphs and analytical tools. We also prepare a series of “what if” scenarios to show you, for example spending more on holidays, spending more on children and grandkids, or retiring earlier.
We detail specific recommendations designed to follow your investment strategy, improve your tax efficiency and lower investment costs which ensures you achieve your stated objectives, both in the short and longer term.
Please be aware that the value of your investments can fall as well as rise, so you could get back less than you invest.
We implement the recommendations and you start to work less and live more.
On an annual basis, we will meet to discuss any changes to your circumstances and lifestyle plans. This ensures everything is current and up to date.