Paul Worsley - High Court Judge

Steve Conway - Consultant Paediatrician

“Highly technical pension and tax financial planning allowed me to retire much earlier than I thought possible and saved me hundreds of thousands of pounds.”

Steve Conway

How We Can Help You

Our team has over 50 years of experience helping people to enjoy a better lifestyle without fear of running out of money.
We passionately believe in the power of Lifestyle Financial Planning to change people’s lives.

  • Do you work too hard and not have enough quality of life?
  • Would you retire now if you could afford to?
  • Do you know how much money you actually need to live on?
  • What does your ideal lifestyle look like?
    What is preventing you from achieving it?
  • Our professional planners can help you to retire earlier and have a much better lifestyle well before aged 65. If you want more joy in life without fear of running out of money, we can show you how.

How We Do It

There are 6 main stages to your planning:

What’s important to you and how do you want to live?

Our first conversation is free to you and at our expense. This is not about investing or money, it is about what is important to you, how you want to live and how close you are to being able to do so.

Work

Would you retire early or work less if you could? We can show you how.

Family

Do you plan to help your family financially?
We can help you prepare for future expenses such as university fees and house deposits.

Lifestyle

What would you do if you could spend more on things you enjoy? We put your lifestyle goals at the centre of your plan to help you achieve them.

Legacy

Do you want to leave a specific legacy?
We can help you plan ahead.

Gather Information

We contact each provider of your pensions, ISAs etc. to gather detailed information on your behalf. We also perform a detailed analysis of your expenditure now and in the future, taking into account planned future events, ranging from house deposits to education costs for your children and grandchildren.

Building Your Lifestyle Financial Plan

Once we have all the information we build your personal lifestyle financial plan using sophisticated software. This maps out your lifestyle via a series of easy to follow graphs and analytical tools. We also prepare a series of “what if” scenarios to show you, for example spending more on holidays, spending more on children and grandkids, or retiring earlier.

Make Recommendations

We detail specific recommendations designed to follow your investment strategy, improve your tax efficiency and lower investment costs which ensures you achieve your stated objectives, both in the short and longer term.

Please be aware that the value of your investments can fall as well as rise, so you could get back less than you invest.

Implement Recommendations

We implement the recommendations and you start to work less and live more.

Review

On an annual basis, we will meet to discuss any changes to your circumstances and lifestyle plans. This ensures everything is current and up to date.

Your Team

Nigel Keable

Nigel Keable

Director

Julian Baker

Julian Baker

Director of Operations & Financial Planner

David Burns

David Burns

Chartered Financial Planner

Cayleigh Bennett

Cayleigh Bennett

Financial Planner

Oliver Maun

Oliver Maun

Financial Planner

Wayne Hughes

Wayne Hughes

ParaPlanner

Callie Meaney

Callie Meaney

ParaPlanner

Tasha Roger

Tasha Roger

HR & Ops

Martin Miller

Martin Miller

Consultant

How to find us

Asset 12

Airedale House, Burley, Leeds LS4 2EW

+44 (0) 113 357 2121